Homebuyers

Homebuyer Assistance Program Funding Update

March 22nd, 2019

Pasco County Homeownership Assistance Program (HAP) will commence April 1, 2019 and end September 30, 2019 or until all funds have been expended.  Click this link to view the full Public Notice:  HAP Funding Public Notice

About the PascoHome Program:

Pasco County Community Development has recently rebranded its homeownership programs as PascoHome. Information about its two homebuyer assistance programs are now available through one consolidated brochure located here.

 If you have any questions about the homebuyer programs available through the County, please contact Pasco County Community Development at 727-834-3447. 

Income Table
  1. HAP
  2. POP

Homebuyer Assistance Program

This program provides assistance to income-eligible buyers toward the purchase of a home in Pasco County, including condominiums and town-homes. Eligible homes may be located anywhere in Pasco County, including all six cities. The maximum purchase price of an eligible home cannot exceed $240,000.00.

Properties that are not eligible for assistance:

  • Mobile homes or manufactured homes
  • Property located within a special flood hazard area or repetitive loss area.
  • Property that has experienced a sinkhole or other ground settlement activity, including remediated or stabilized properties.

Applicant households who make less than 120% of Area Median Income (AMI) for the Tampa Bay Area may apply for assistance.

Income Level
Maximum AssistanceRequired ContributionPayback Amounts (Per month)
Under 50% AMI   (Very Low)
$25,000
$500$69.44 over 30 years after initial 5 year deferral
Under 80% AMI (Low)
$15,000
$1,250$62.50 over 20 years after initial 5 year deferral
Under 120% AMI (Moderate)
$5,000
$1,500$41.67 over 10 years, immediate payback

Buyers are required to contribute some of their own money toward the purchase of their home. Very Low Income buyers are required to contribute $500.00, Low Income buyers are required to contribute $1,250.00, and Moderate Income buy-ers are required to contribute $1,500.00. Pre-purchase requirements such as home inspections, appraisals, and earnest money deposits may be applied toward the homebuyer’s contribution.

*Funding for both programs is based on current availability for each income level.*

Documents and Forms:

These Lenders and Realtors have received training and are approved to take applications for the PascoHome program.

Resources and Guides for Homebuyers

Homebuyer Class Schedule:

In order to participate in any Pasco County home buyer program, you must attend a County sponsored class. These classes are in all areas of the County. Spanish language classes are also available.

2019 Homebuyer Classes:

To register for our classes, please contact Tampa Bay Community Development Corporation (TBCDC) at 727-442-7075. https://tampabaycdc.org/events
To register for a class in Spanish, please contact Susana Cristancho at Tampa Bay Community Development Corporation at 727-847-3800.

Houses for Sale through Pasco Opportunity Program

To view all houses available for sale through our Pasco Opportunity Program (POP). 

Future Homeowners
Front pic