V Zone: V zones generally include coastal properties. Properties within the V zones are subject to rising water and wave action.
A Zone: A zone properties are typically subject to fresh water flooding from rainfall, or from rising overflow from a lake, river, stream or other body of water. The different A zones are named depending on the way in which they might be flooded.
X Zone: Properties in the X zone have a lower risk of flooding, but may be affected by water created by exceptionally heavy rainfall.