About the PascoHome Program
Under PascoHome, the County offers two home ownership assistance programs for future home buyers after taking a home buyer preparation class. Both programs provide assistance to income-eligible buyers toward the purchase of a home in Pasco, including condominiums and townhomes. Buyers are required to contribute some of their own money toward the purchase of their home. Very Low Income buyers are required to contribute $500.00; Low and Moderate Income buyers are required to contribute $1,250.00. Pre-Purchase Requirements such as home inspections, appraisals, and earnest money deposits may be applied toward the homebuyer contribution.
- Homebuyer Assistance Program. Eligible homes may be located anywhere in Pasco, including all six cities. The maximum purchase price of an eligible home cannot exceed $240,000.00. Properties that are not eligible for assistance include: Mobile homes or manufactured homes; Property located within a special flood hazard area or repetitive loss area; and, Property that has experienced a sinkhole or other ground settlement activity, including remediated or stabilized properties.
- Pasco Opportunities Program (POP). The POP program is a partnership between Pasco County and several not for profit agencies. These agencies buy homes, have them repaired to meet or exceed building codes, improve the home’s energy efficiency, and make them available for sale to income-eligible buyers.
For more detailed information about the PascoHome programs, view the Pasco Homeownership Assistance Program Brochure (PDF) or contact Pasco County Community Development at 727-834-3447.
Houses for Sale through Pasco Opportunity Program
We have houses for sale through our Pasco Opportunity Program.
Documents and Forms:
These Lenders and Realtors have received training and are pre-approved to take applications for the PascoHome program.
Homebuyer Class Schedule:
In order to participate in any Pasco County home buyer program, you must attend a County sponsored class. These classes are in all areas of the County. Spanish language classes are also available.
2018 Homebuyer Classes:
- Homebuyer Class Schedule 1st Quarter 2018 (PDF)
- Homebuyer Class Schedule 2nd Quarter 2018 (PDF)
- Homebuyer Class Schedule 3rd Quarter 2018 (PDF)
- Homebuyer Class Schedule 4th Quarter 2018 (PDF)
To register for our classes, please contact Tampa Bay Community Development Corporation (TBCDC) at 727-442-7075.
To register for a class in Spanish, please contact Susana Cristancho at Tampa Bay Community Development Corporation at 727-847-3800.
Programs Available for Current Homeowners
Pasco has two programs that can assist homesteaded homeowners in preserving their homes - PascoFix (Homeowner Rehabilitation) and the Tax Payment Assistance Program (to assist in current and delinquent property taxes. In addition, foreclosure prevention resources may be available through agency partners listed below.
Eligible applicants must have incomes that are under 80% of the median income for the Tampa Bay area. Eligible repairs include but are not limited to: correcting substantial code violations, such as bad roofs and ceilings; upgrading electrical, heating, sewer, or water facilities: and making handicapped modifications.
The funds from Pasco County will be a 0% loan. Repayment of these funds help sustain our programs, allowing other people to be assisted in the future.
This program is available countywide, including the six cities. Single family homes, villas, condominiums and townhomes are eligible. Mobile homes are only eligible if the land is owned, and was built after 1994. The value of the property cannot exceed $240,000 when completed.
More Detailed Information about Pasco County Resources
Foreclosure Prevention Resources
- Foreclosure Prevention Resources (PDF)
- Residential Mortgage Foreclosure Mediation Program (PDF)
Homeowners now have a new resource through the 6th Judicial Circuit Court. If you do receive a foreclosure notice, please take advantage of this program that can save your home.
PACE is a program that finances energy improvements and other home improvements for homeowner, rental and commercial properties. The average interest rate of a PACE loan is normally higher than a bank loan, and is paid back through a non-ad valorem assessment on the property tax bill. Multiple vendors operate within the County. Please visit the website for more information
Pasco County's Human Services Department administers assistance for past-due rent, move-in deposit assistance, and electric assistance for the elderly. There is an online application process for the programs offered, and a follow up, in person appointment is required to complete your application packet. In most instances, there is a three to four week waiting list for assistance.
If you are facing homelessness or a pending eviction, please contact the Homeless Coalition of Pasco County at 727-842-8605. If your electrical service has been or is subject to immediate disconnection, please call our Human Services Office at 727-834-3297.
Qualified Pasco residents may be eligible for assistance with rental move-in costs such as security deposits and first month's rent. For move-in and past due rent assistance, there may be a period of 30-45 days after approval before payment is mailed to the appropriate party. Please be sure that your landlord is aware of this and agrees to cooperate with the program before applying.
The EHEAP (Emergency Home Energy Assistance for the Elderly) Program may be able to assist individuals and households with at least one current household member aged 60 or older with a past due electric bill, disconnect notice, electric re-connection, or electric deposit.
Homebuyer Assistance Program Funding Update
August 31st, 2018
Nearly all of Pasco County’s Homebuyer Assistance Program funds for ALL INCOME LEVELS have been encumbered. Complete, accurate, and eligible reservations currently under review will be processed accordingly (this is only available for “very low” (under 50% AMI) and “Low” income (under 80% AMI) households. We will continue to accept reservations, with the signed contract attached, until 5:00pm on Friday, September 7th, 2018.
We are not currently scheduling Homebuyer Assistance Program classes for October through December, 2018. However, citizens may contact us to be put on the waiting list; when classes open, we will contact them with instructions on how to register. Classes through the end of September will still be held at their current locations and times. Please remember that the certifications for your clients are good for 2 years. Classes for lenders and agents are not affected and will continue as scheduled.
What We Do
The mission of the Community Development Department is to improve the living and housing conditions of very low, low, and moderate income persons through the fair, ethical, and honest administration of Federal and State grant funds.
We do this through the administration of the County's neighborhood revitalization, housing and homeless programs utilizing Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), Emergency Solutions Grant (ESG), State Housing Initiatives Partnership (SHIP), Housing Preservation Grant (HPG) and Neighborhood Stabilization Program (NSP) funds. The Department also is the principal government agency for Pasco County for Homeless Programs and administers the Housing Finance Authority.
Annually, we receive approximately $8 million dollars to assist the very low to moderate income citizens of Pasco County. Some of our activities include:
- Neighborhood Redevelopment
- Homebuyer Programs
- Homeowner Rehabilitation
- Not-for-profit Agency Housing Development
- Homelessness Prevention and Assistance
- Funding Public Services